Insurers, as a rule, provide coverage for __________. A. intentional torts B. negligent torts C. malpractice D. B and C.
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Insurers, as a rule, provide coverage for __________.
A. intentional torts
B. negligent torts
C. malpractice
D. B and C.
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- 1. Which liability policy is BEST suited to protect someone who manages private pensions and employee plans? a. Eros and omissions b. Malpractice c. Fiduciary liability d. Directors and officers 2. Under personal automobile expenses, the insurer pays personal expenses for a. Medical or funeral services b.Rental car reimbursement c. Pain and suffering d. Long- term disability care 3. Which of the following is NOT part of the common policy conditions under a businessowners policy (BOP)? a. Vandalism b. Cancellation c. Policy Period d. Premium payment 4. Which of the following is an example of an unfair claim settlement practice? a. Delaying the settlement of claims submitted in which liability has become clear. b. Replacing a police when it is in the best interest of the insured c. Adopting and implementing standards to settle claims in a timely manner d. Disclosing the settlement terms and provisions of the contract of insurance 5. The purpose of the New York State Disability…Calculator The Coinsurance cause in an individual Medical Expense policy refers to the OA insured's rights to have another person, such as a spose or dinned on the same poky OB. company cay esse corage op insurance company's right to join with and insurance company's right to share OC in ce with another c Insurance company's right to the hosto de detale percentage of the cost of com OD.What happens when homeowners owe more to subcontractors than the total price they were to pay the general contractor because the general contractor has not paid the subcontractors and the general contractor is no longer solvent? a. Courts and states have differing standards of equity applied in resolving these issues b. The homeowners cannot be liened by the subcontractors c. Homeowners are always exempt from paying more than they owed the general contractor d. The homeowners must pay the full amount due to all subcontractors
- 2. Punitive damages are: a. generally not available in tort cases. b. often awarded in cases of contract interference. c. only available in negligence actions. d. None of the aboveThe Robinson-Patman act a.) Is a part of the antitrust laws O b.) Makes it illegal to give a price discount on a good sold to another business c.) Makes it illegal to give a price discount on a good sold to final customers d.) Both a & b1. Please identify problems that could arise in a business if you were not operating in a regulated environment. 2. Indicate how being in a regulated environment can improve a business organization’s efficiency and effectiveness in the industry. 3. Prepare a Know Your Customer Form (KYC) which captures Information for a customer that is relevant to the type of business that you have established. 4. Write a reflective report on the relevance of the regulatory envoronment in the establishment and operation of a business organization. Propose recommendations that University Administrators can use to strengthen the regulatory envionment. 5. List the benefits of three regulatory bodies
- An insurer that writes coverage sends out circulars to potential insureds stating their leading competitor is undergoing a method conduct examination by the department of insurance and that their competitor will probably lose it’s license due to the examination report. The insurer may be guilty ofA. SlanderB. Felonious assaultC. DefamationD. Improper solicitationt is the exploitation by the taxpayer of legally permissible alternative tax rates or methods ofassessing taxable property or income in order to avoid or reduce tax liability.a. Capitalization b. Shiftingc. Evasiond. AvoidanceYou are served with Plaintiff's complaint. Plaintiff is suing you! You are furious. Should you ignore Plaintiff's complaint and hope it goes away? Why or why not? What could possibly go wrong? If you do respond to Plaintiff's complaint, should you just deny all of Plaintiff's allegations so Plaintiff will go away, or include something else?
- Mr. Antipatiko filed a suit against Gerald, a registered medical technologist. Mr. Antipatiko went to the clinic and requested for Hepa B test needed for his employment. It was Gerald who obtained the blood from Mr. Antipatiko and consequently processed it for sampling. However, the test result indicated a “REACTIVE/POSITIVE”. Gerald performed another confirmatory test to ensure a reliable result. Still, the second test done had the same result. Gerald then issued the lab result indicating “REACTIVE/POSITIVE” after conformity with the Pathologist. Mr. Antipatiko was declined employment and was so furious and went to the clinic to confront Gerald stating that the result was inaccurate. He threatened Gerald saying that he will file an administrative case against him. If you were Gerald, how will you address and handle the situation? Provide your reason and basis to prevent the threatened suit.The primary purpose of the Coordination of Benotits provision found in most group Major Mookal policis & perom which of the following functione? Providing coverage for insureds who are leaving their employment Preventing a claimant from profiting from an injury or sickness Allowing an insured to receive both Disability Income benefits and Medical Expense benefits if entitled to both Permitting an insurance company to pay benefits directly to providers of medical services A OB D.The difference between fraud and errors is: a. the timing of the transaction b. the materiality of the value involved. c. intent of those involved. d. whether it affects owners’ equity or not.