According to BAFIA 1989 “a person entitled to repayment of a deposit, whether made by him or any other person” is referred to as:* A. Customer B. Debtor C. Depositor D. Client
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- A(n) _________ is a lender, seller, or any other person in whose favor there is a security interest. a. unsecured creditor b. general creditor c. consumer creditor d. secured creditor22 - What is the name given to the person who is the debtor of the policy and will pay his debt with promissory notes when due?A) DrawerB) AddresseeC) ReporterD) BearerE) Beneficiary45.In a security agreement, the ___________is the party who owes money and the ____________is the entity who has a security interest in the collateral and has the right to be repaid -creditor; bank -trustee; loan officer -debtor; secured creditor -none of the above
- 19. If an individual renders services to a creditor who in consideration thereof cancels the debt, the cancellation of indebtedness may,amount to a: a. Gift С. Donation inter vivos b. Capital contribution d. Payment of income CS Scanned with CamScanner41. The receipt of a performance bond or a security deposit id credited to a Liability account Revenue account Cash account a and c* :Maker is The party to whom the payment is to be made in a promissory note The party making the promise to pay in a promissory note Both answers are true O
- Which of the following is true of a credit applicant's character? a. It reflects any unique conditions surrounding a credit applicant's transaction. b. It reflects the level of liquid assets available with a credit applicant. c. reflects a credit applicant's past payment history. d. It reflects a credit applicant's ability to repay his debt obligation.18. Which of the following would be found on a consumer's credit report? A. a savings account balance B. whether or not the consumer has made any late payments C. the number of children the consumer has D. whether or not the consumer is approved for a loan1. The relationship between a depositor and a banker is one of: A. Trustee and Beneficiary B. Member and depositor C. Debtor and creditor D. Bailor and bailee 2. What do you think are conditions that must be met if the banker is to honor the customer's cheques? 3. Can you describe any circumstances where it might be in the interest of the bank to divulge information about the affairs of one of its customers? 4. What duties does a customer have to his or her bank?
- Which of the following is considered or construed as an example of "constructive receipt"? a.Retirement benefits, pensions, gratuities b.Deposits for rentals to answer for damages, restricted as to use c.Interest coupons that have matured and are payable but have been cashed d.Fees paid to a public officialA promissory note is written by a. A seller in favour of another seller b. A customer in favour of another customer c. A debtor in favour of a creditor d. A creditor in favour of a debtorWhich of the following is an arrangement by which one party promises to pay a sum of money to policyholder as protection against an adverse or unfavorable occurrence of event? a. Short Term Loans b. Fixed Deposit c. Insurance d. Investment