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8b. Explain how the deregulation of the savings & loan industry in the 1980s affected the viability of S&Ls.
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- ucational Platform Data Science in the Banking Inc X platform.everfi.net/curriculum/show?enrollment_id=69798194#m01/201/page-06 Resources Planner-ProgressB.. Dashboard-Home.. Classes M G-Mail MG-Mail E EVERFI Login Graphs and Charts Cass and Kyon visualize data in many different ways, but the graphs or charts they choose need to match the information they want to display. Select each item and drag it to the correct location. Pie Chart Simple Bar Chart Breakdown of Types of Spending for a Customer O S Line Graph Trends of Interest Rates Scatter Plot LIGH Glossary WHO USO Assignment for Tuesday, Decem x E EverFi Educational Platform E Module 1: Banking Basics | a01 x net/curriculum/show?enrollment_id%3D48094637#m01-banking-basics/a01/p02 MODULE 1 Banking Basics Glessary Assessment Question 1/5 Which of the following is NOT a common feature of a financial institution? Checking and savings accounts O Direct deposit O Access to investment advice O Paper checks Sign out DELL 74-4The federal government (1) encouraged the development of the savings and loanindustry, (2) virtually forced the S&L industry to make long-term, fixed-interest-rate mortgages, and (3) forced S&Ls to obtain most of their capital asdeposits that are withdrawable on demand. a.Would the S&Ls be better off if rates are expected to increase or to decreasein the future? b.Would the S&L industry be better off if the individual institutions sold theirmortgages to federal agencies and then collected servicing fees or if theinstitutions held the mortgages that they originated?
- Over-the-counter credit derivatives are private contractsbetween two companies; is it appropriate for the government to force them to be soldon regulated exchanges like commodities are? Why or why not?Explain how the total revenue maximization objective can create principal-agency problem in the firm. How can the problem be solved ?5. A companys customers are either old or new. A customer may be able or not able to provide an acceptable reference. The customer may either be known or not known to credit controller. A new customer who is able to provide an acceptable reference is allowed credit up to Sh. 1500,000. An old customer that is able to provide an acceptable reference is allowed credit up to Sh. 3500,000. A customer that is known is allowed a credit up to sh. 1,000,000. A customer could be an individual or a firm. A firm is guaranteed a credit of sh. 50,000 while an individual is guaranteed credit of sh. 20,000. Draw a decision table to express the above logic.
- O Chapter 14 + A Not secure | learninghub.upm.edu.my/blastdk/pluginfile.php/161772/mod_resource/content/2/ECN%203014%209_Monetary%20Policy%20and%20Federal. E Apps 4 Marketing Strategy. NGDATA | How to R.. G how to keep custo... W Promosi Dalam Pe. e Bijak keewangan da. e OH! My Assignmen. 2 The 4 Ps Definition O Other bookmarks Chapter 14 14 / 29 Principles of Money Supply Determination Currency held by the nonbank public, CU $1,575.9 billion Bank reserves, RE S $2,022.5 billion Deposits, DEP $12,395.1 billion What is the money multiplier? + 9:43 PM P Type here to search G 4») ENG 19/01/2021Which statement is incorrect related to financial intermediaries (institutions)? a. They are firms that specialize in financial intermediation - a process of borrowing funds from SSUs and lending such funds to the DSUs. b. The main objective of financial intermediaries is to convert savings from SSUs into investments. c. They are the biggest investors in equity securities in the PSE d. They offer the highest returns and lowest risks when compared to alternative investments available to SSUs. e. none of the aboveexplain the role of secondary data in gaining customer insights
- Which of the following is not a role of financial intermediaries? O A. Maturity intermediation B. Diversification C. Reducing contracting (transaction) costs D. Providing payment mechanisms E, None of the aboveDefine the Role and Coverage of Financial Institutions in providing credit t the Agriculture Sector in recent years.2. The Ragged Mountain Running Shop (RMRS) sells running shoes and apparel in Charlottesville, VA. The owners of RMRS are considering the possibility of opening new retail locations. After careful market analysis, they estimate the expected returns at five new potential locations. These estimates are listed in the following table, along with the amount RMRS would need to borrow in order to open each location. Qty. of funds demanded $100,000 $100,000 Location Exp. Return Crozen Downtown Charlottesville 6% 4% Harrisonburg Waynesboro West End of Richmond 11% $80,000 $60,000 $200,000 2% 8% RMRS approaches the Virginia National Bank (VNB) with hopes of borrowing to expand into other locations. Which locations will RMRS open if VNB offers them a loan at an interest rate of 7%? What locations will it open if VNB offers them a loan at an interest a. rate of 5%? b. What is the total amount of loans that RMRS takes at an hterest rate of 7%? At an interest rate of 5%? c. Use the information in…