Social Security Disability Insurance Essay

Up until the mid 1970's it was actually illegal to be disabled in a sort. It was the 'Ugly Law' which many with Cerebral Palsy suffered greatly from. If anyone was reported ugly due to a deformity of any kind, they would be arrested and taken back home. While not many things like that still happen today, there are situations that happen that are still Ableistic in their own ways. Many crimes that happen against disabled people won't get televised or any awareness raised at all. Parents with disabilities are more likely lose custody of their child, a lot of times for no reason besides being disabled. For intellectually challenged parents there's up to an 80% chance of them losing their child. There are businesses that will refuse to let a handicapped worker to any jobs where they might be visible, some refuse designated parking spaces. The disabled are often paid less, in many places they are paid below minimum wage. Which might be overlooked, if the disability benefits had any help to offer. Unfortunately, disability only offers anywhere from $5k-$7k a year, and the recipient and family they are living with cannot earn more than around $20k a year. The average middle class person is expected to make around $30k a year. Not only must the disabled live off such mediocre wages, but the necessities are ridiculously priced. Manual

Another program was Supplemental Security Income (SSI) program it was established to provide a minimum income for the disabled, blind and older Americans. This program works to help recipients with vocational skills therefore they can seek work opportunities. This is one of the least criticized programs by the public because the recipients are physically “worthy” of their benefits (J. Marx, 2004).

One of the many great things about retirement is that you finally are gifted with the earnings you’ve been saving for years. Arizona offers its residents their social security benefits tax-free. There is also no taxes on gifts, inheritances, or estates.

You’ve spent a lifetime paying into Social Security, and you may not have ever noticed because the money is taken directly from your paycheck each pay period. When you’re thinking about retirement, though, it’s important to understand your Social Security benefits so you can plan for the future. Able Advocate For Social Security Claims, based in Honolulu, HI, has been helping Hawaii residents navigate the system and get the Social Security benefits they deserve in a timely manner.

CONCLUSION: Jackie’s Social Security benefits must be reported as taxable income to the IRS, and the treatment heavily depends on her filing status. If Jackie files a joint return to

Individuals or couples who are ineligible for SSI due to excess countable income, may still qualify for SSP-only benefits from the State. Office of Temporary and Disability Assistance will determine SSP eligibility, the State Living Arrangement category, and benefit amounts afforded to claimants. However, claimants who receive SSI will receive the full SSP benefit based on their living arrangement category. SSP payments are made on the first of each month in the same manner the claimant receives their federal SSI benefit. Recipients will receive two checks, one from the Social Security Administration and one from New York State. Any changes that are required to be reported by SSI recipients can be made to the Social Security Administration, which will relay the information to New York State. However, claimants who only receive SSP benefits must report all changes directly to New York

Since our election of President Obama in 2009 through September of 2013, 5.9 million people have been added to the Social Security Disability program (Finger, 2013.) That compared to the less than 2.5 million jobs created during this same period demonstrates a problem (Finger, 2013.) According to the Social Security Administration, Social Security Disability benefits have reached 10.9 million (Finger, 2013.) A record one in fourteen workers is now on the “Social Security Disability payroll” (Finger, 2013.) According to Congressional Research estimates, this program costs the taxpayers $128.9 billion in 2011 and was in a deficit of $25.3 million (Finger, 2013.) Funded by the 1.8% payroll tax and making up nearly 18% of

There are many types of Social Security benefits available for people in different situations and of all ages. There are Social Security Child’s Insurance Benefits that go to children with disabled or retired parents that are also taking Social Security benefits. Disabled widower’s insurance benefits are paid to disabled widows or widowers of a deceased worker. Divorced spouses of workers that are receiving benefits are eligible for Divorced Spouse Benefits. And the Supplemental Security Income is intended for blind or disabled applicants over the age of 65 (Benefits.gov, n.d.).

To fund these programs, individuals and employers are liable for FICO taxes. Both parties are taxed at a rate of 6.2% on income under $118,500 and an additional 1.45% tax on all income for Medicare. Social Security has been a debated issue in American politics as the life

These conditions generally interfere with a person’s ability to work and make a living. For this reason, people with disabilities are relying on Social Security benefits to support themselves and their families financially.

If you are medically disabled and can no longer work, you may be eligible for social security disability benefits. However, there are several rules and requirements to qualify for these benefits and many people get denied because they haven’t provided sufficient supporting paperwork or for other reasons. The attorneys at The Gil Law Firm have helped many clients get the benefits they deserve and work through the appeals process. Here’s a quick overview of eligibility requirements for social security disability benefits in Dothan, AL:

The Social Security act was put into place to help the people over the age of 65 to live life with a supplement after they retire. The money taken away from their weekly wages would be put away till this time. This money is called a Social Security tax. “The Social Security Act, signed into law by President Roosevelt on August 15, 1935, was the major legislative achievement of the New Deal. It was a landmark in American political and social history, reflecting a public commitment to the economic rights of people and, consequently, extending federal responsibility for social welfare.” (Axinn & Stern, 2012) When you retire you can draw from this money you have worked for, if you pass away your wife or children are entitled to these earnings left by the worker. One of the most differences between now and in the past regarding Social Security is the coverage. People in the past were not all covered regardless if they were working because of the cost and lack of benefits available.

Working tax credits was introduced in 2003 along with disability element to help people stay in work or to return to work (Mitra, 2009). Then the 2005 Disability Discrimination Act came into force (Haralambos & Holborn, 2009). (Burchardt, 2000) cited that according to the European Commission (1998), people with disabilities have low levels of participation in society and the employment rate for people with disabilities is 20-30% lower than people without disabilities (Huang, 2009). From 2013 Disability Living Allowance for disabled people aged 16 to 64 will be replaced by a new Personal Independence Payment programme (Directgov). This is a non-means tested, tax free benefit. The DWP is to run a pilot scheme to help assist and reintroduce claimants back into the job market (Mitra, 2009), this will lead to employers paying short term benefits rather than the state.

A Social Security tax is paid on the first $106,800 of income that is earned but anything thereafter is not exposed to this tax. Taxes that are paid in for Social Security are most commonly known as going towards old-age benefits that are received when retirement age is met. It also goes towards survivors, such as the spouse or young children of someone who has passed, and disability insurance. The taxes paid in for Medicare go towards the medical insurance of those who are over the age of 65 or those who meet other decisive factor. The Medicare portion of the self-employment taxes is not subject to any restriction on earnings and as a result all earning will be accountable for this tax. (Internal Revenue Service, 2011)

     The Social Security program provides benefit payments to workers who are too severely disabled to engage in gainful employment. In order to be eligible for such benefits, an individual’s disability must have existed for at least 6 month and must be expected to continue for at least 12 months. Those eligible for disability benefits must have worked under Social Security for a t least 5 out of the 10 years before becoming disabled. Disability benefits, which include auxiliary benefits for dependents, are computed on the same basis as retirement benefits and are converted to retirement