Obamacare Controversy always surrounds change. Healthcare is this kind of controversial topic where people refuse to accept changes, even though changes must be made. Obamacare details many changes, how they will be made, and whom they will affect. As with any bill, there are pros and cons that exist as the bill helps many, but makes some a little worse off. Taking into account the pros that include the minimum benefits package and expansion of Medicare coverage as well as the cons that include rising costs to government and a shortage of doctors, I would vote against the bill. Obamacare is an extensive bill that completely transforms the healthcare system. The main part of the bill is the individual mandate that requires all …show more content…
The new policy will make the insurance companies pay for 75 percent of the drug expenses and leave the consumer to pay 25 percent. However, when the drug expenses reach the catastrophic threshold of more than $5,100, then the insurance Medicare will pay for 95 percent of the drug costs. The government has already started to try and close this gap by subsidizing those who fall into the donut hole. Each year they will slowly increase the subsidy until the consumer only has to pay 25 percent. By addressing the donut hole that has occurred in the current health coverage Americans will be better off and no longer face drug expenses that they are unable to pay (Goldstein 2010, 113-121). However, the major changes come with huge monetary costs. Even with huge increases in taxes the government will not be able to pay for it. Obamacare requires all businesses to provide insurance; if the business chooses not to they must pay a penalty. The quantity of the penalty is less than the cost of insurance; so many businesses opt out of providing insurance plans. If employees do not receive insurance through their workplace, they must buy insurance plans on the exchanges. The plans provided on the exchanges are heavily subsidized in order to make sure that they are affordable for the average American. When more Americans buy from the exchanges the government must provide more subsidized plans, creating a huge expense for the
As stated previously, the main opposition behind Obamacare is whether or not it is constitutional. The basis for its disapproval is in regards to how Obama and the federal government misuse the commerce clause, Article 1 Section 8 of the constitution, as a basis for constitutionality. According to Joe Wolverton, the commerce clause acts as a grant of authority to Congress to “regulate commerce with foreign nations, and among the several states.” Using the commerce clause to allow for the passage of the act shows that “legislative nor executive branch of the national government is bothered by constitutional restrictions on their
The Affordable Care Act (ACA) is the new health care reform law in America, which is often called Obamacare. The Affordable Care Act (ACA) is a short for the Patient Protection and Affordable Care Act (PPACA). According to the Affordable Care Act summary, “The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act.”(2015). The Affordable Care Act (ACA) has made sure that access to health care is increased, and it
The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.
Signed into law by President Obama on March 23, 2010, the Patient Protection and Affordable Care Act, also known as the Affordable Care Act and more commonly known as Obamacare, is arguably the most significant piece of social legislation the United States has passed since Medicare and Medicaid in the 1960’s. The law works to reduce health care spending in the U.S., provide more Americans with access to health insurance, give higher quality care, and make healthcare more affordable. The bill has been known for its extensive length (the condensed version of the law itself is 906 pages long and there thousands of pages of regulations) and with so many details packed in, it’s easy for Americans to get confused. Many argue that Obamacare has done more harm than good for our country; others call it a huge success. Whatever your opinion may be, it’s important to take a look at the advantages and disadvantages of the act and the many changes that have been made since it was first signed into law.
Health care reform will impact healthcare organizations and different areas pertaining to the health care systems due to its demanding law for employers. Some of the issues that will be impacted are the reform on national health expenditures, the federal budget, Medicare, and the premiums for insurance coverage. These issues would have a major impact on health care organizations and people who are not insured if the health care reform law was not established by Obama. The impact on national health expenditures will be affected through several different categories: new coverage, savings in public programs, exchanges of insurance, and the modernization of healthcare. The impact on new coverage is thought that if extended it will increase the spending on new coverage regardless of how much is being paid for the coverage. The savings in public programs will also be affected as well because it will lead to a reduction in the amount paid for Medicare and Medicaid. The exchange on insurance will be impacted by grouping individuals into larger entities
The Affordable Care Act, in other words “ObamaCare” has been a train-wreck of a bill that was rushed into law in March of 2010. This law is the basis of the 2008-2012 Democratic-lead government’s platform that would end up securing the 2012-2016 elections for them. This law was not, pushed so fervently to help the nation, as much as it was to help re-election bids. I believe that the Affordable Care act should be repealed, but not necessarily replaced. The whole principle of government mandated and managed health care is inherently flawed, as to do so, the government must lay out blanket regulations and requirements on both insurance companies and the common citizen, that in a lot of ways aren’t beneficial to
In Chapter four of "Ten Letters", there is a letter to President Obama written by Natoma Canfield, a woman whose health insurance became increasingly unaffordable after she survived cancer. After receiving Natoma's letter, Obama often carried it with him as he spoke of the need to reform healthcare to make it more affordable to those who needed it the most and to expand coverage to those who could not get it. "The Affordable Care Act," which came to be called Obamacare in the news media, passed through both houses of congress without a single Republican vote in favor and was signed into law by President Obama in March 2010.
Obamacare, by definition, is a US healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes, but is this accurate? There are many opinions on whether the United States as a whole is benefiting from the healthcare reform, or if the citizens are worse off because of the new laws. The only positive many people, including myself, see coming from Obamacare is the increase in the number of insured individuals throughout the country. On the other hand, Obamacare did not address issues such as asymmetric information, adverse selection, and market failure. So, why should we keep Obamacare and is there better options for the health of our country?
Recently, there have been various issues being debated in the American healthcare system. While many of these issues have been debated amongst for many years, they have recently been debated and focused on more heavily due to the change of Presidents. One of the most leading problems that is being debated right now is the cost of health insurance. Originally, the Affordable Healthcare Act was supposed to make healthcare insurance affordable and more attainable. A few years after the Affordable Healthcare Act was implemented; it became evident that it was a failure for the most part. In a vast majority of cases, it failed many Americans. The Affordable Healthcare Act in many cases has made healthcare insurance less affordable for the American
Obamacare is for people whom do not have health insurance and that can sign up to get the Obamacare. Obamacare also has another name that is called Affordable Care Act. Affordable Care Act is a name for the health insurance plane that people can sign up for through their work. The government came out this law in 2010. Through a serendipitous series of political events and maneuvers the ACA became the law on March 23, 2010 and in final print, the law is 906 pages long. (Rudnicki, Armstrong, 2015). The Obamacare is stand for Affordable Care Act which is ACA. A sizeable minority of Americans do not understand that Obamacare is just another name for the Affordable Care Act (Dropp, Nyhan, 2017). There are many jobs that do offer the Obamacare health insurance to any employees. Affordable Care Act is also a great health insurance for many families in the United States. There are some people that think that the Obamacare and the ACA are different from each other. The late night host Jimmy Kimmel poked fun at people who thought Obamacare and the ACA were different, and similar examples spread on social media last month after congress paved the way for repeal (Dropp, Nyhan,
A less-known consequence of this mandate, one that is rarely mentioned in the public or media discussions on the plan is “individual mandate”, the requirement that each person must either purchase insurance coverage or pay an “uninsured tax” as a penalty for not maintaining health coverage. The law actually fines those who choose to not to carry any kind of insurance for every month not insured in the form of an added tax, and the amount of that tax is growing annually. In 2014, the rate was about $95 per adult and $50 per child per year. For a family of four that is $290 a year just in an extra tax. “The fee increases each year until it ends up being about the price of getting the cheapest health plan”. For example, in 2015 the rates will jump drastically to $325 per adult and $162 per child per year (Obamacare
Obamacare is an extremely controversial topic amount American people. What was originally supposed to help the uninsured receive insurance has turned out to be anything but that. Obamacare is one of the most unproductive investments that Obama and his administration team have unveiled. The time and effort they spent on Obamacare could have been spent coming up with a valid and cost effective way for uninsured Americans to obtain health coverage. Obamacare has caused many Americans to remain uninsured, and many have lost their existing coverage due to the new Affordable Healthcare Act. A solution to the problem is to let Americans choose the insurance they want and allow the government to crack down on insurance companies, not dictate what Americans can and cannot do.
“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people
Some controversy that has arisen due to Obamacare would be the government website crash that occurred on the last day of open enrollment. The technical problems however had nothing to do with the high demand that day. Other issues that have shown up were Republicans see the law as a “job killer” as it imposes too many costs on businesses. Republicans heavily impact the states they are in
Over 54% of Americans are against the Health Care Reform act and I am part of that percentage. This reform is asking Americans to give up some of their freedoms or risk getting a penalty. Many parties/groups are against this reform act as well and the following paper will show some of the arguments they have against Obamacare.