The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients. Obamacare has drastically raised health care costs for individuals and families. One of the reasons Obamacare was established was to reduce family premiums by $2,500 a year (Anderson 1). However, this goal has not been accomplished yet, the typical family premiums are increasing at rapid rates (Anderson 2). From 2015-2016, Family Silver, one of the most popular family insurance plans, had a ten percent increase on their premiums price. Some states even rose by forty percent (Furchtgott-Roth 3). Middle class families cannot keep paying an arm and a leg for health insurance. Health insurance should not be a major issue for Americans, it should be
The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.
Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
US health care is one of the most talked about or controversial topics in last few years. We often come across debates, articles or columns relating to this topic. This is a hot topic of this generation. Why everyone should have insurance? Why people should have for something that might not use? These are some of the questions we found ourselves surrounding by. In my opinion US citizens should be required to have insurance. Both men and women have separate needs when it comes to health. More women are facing health issues because of teen pregnancies and child birth, it is important to for everyone to have a health care plan according to their needs. So when the time comes right treatment and medical attention can be provided. In this piece I will be presenting some ideas and arguments supporting my side and also looking at the flip side of the discussion.
In 2008, during President Obama’s campaign, President Obama announced that he would fight for a national health care system that helped millions of uninsured Americans obtain health insurance. The Affordable Care Act, also termed Obamacare, passed on Christmas Eve of 2009. While some people believe the Affordable Care Act is great, others are not too fond of the of it. From passing the bill, the government hoped to expand Medicaid eligibility to help more people whose income was meager or near poverty level. Although the idea was good, studies show that people of color, families in rural areas, and those with cultural and language barriers struggle to receive health care and pay for it. Furthermore, since Obamacare passed into law, the
I have always wonders about the well being of the people who can't afford Health Insurance but
On February 16th, Speaker Paul Ryan, several House committee members, and Secretary Tom Price presented their outline for the plan set to replace the Affordable Care Act that would rely heavily on tax credits, yet according to The New York Times, would also drastically change the future of state Medicaid programs. According to Five Thirty Eight, Obamacare strived to expand Medicaid to all adults with incomes below 138 percent of the poverty level. This meant adding more than seventy million people to a program that already accounts for more than a quarter of all state budgets combined and half of all federal money that is routed to states. Republicans hope to cap and lower these costs by entirely changing the purpose of Medicaid, a Great Society
In the American House of Representatives, the weeks leading up to March 24 2017 were tense ones. In an attempt to fulfill one of his numerous campaign promises, President Donald J. Trump, worked with the Speaker of the House, Paul Ryan, to create and pass a replacement for the Affordable Care Act, informally called Obamacare. This replacement was dubbed the “American Health Care Act” and was first passed through the House Ways and Means Committee and the House Energy and Commerce Committee. After a passing another vote, the bill was designated to be voted on by the House of Representatives on March 23, 2017, a major decision. The bill was largely opposed, not only from the Democratic party, who is the party in opposition of that which introduced the
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have
When I was looking through the issues our government and country is facing, I saw a lot of politically motivated issues but healthcare is the one that is just too big to not do some research on. Healthcare issue also made me question, why do we need the government? “A government is needed to form a more perfect Union, establish Justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the Blessings of liberty to ourselves and posterity.” (Preamble, US constitution), If the government is here to provide us with a good health, happiness and fortunes, then healthcare is definitely classified under this condition, therefore the government must interfere and make the right decision to make its
Position on Topic: Obamacare is one of the most highly argued topics in today’s economics and politics alike. Many people believe that its goal of universal healthcare is a good thing and that healthcare should be a right as a U.S citizen. Others believe that Obamacare is a disaster causing people to pay more unnecessary taxes in order to compensate for people who are unable to pay for healthcare due to poverty status and is economically unfavorable. There are also people who believe it should be kept but many changes need to be made in order to make it effective. Considering both arguments, I believe Obamacare should be repealed and replaced with a new healthcare policy.
When it comes to our health, a good healthcare plan is a very important subject for all individuals. Some even argue that it is a basic right to have one. Bernie Sanders stated, “Healthcare must be recognized as a right, not a privilege. Every man, woman, and child in our country should be able to access the health care they need regardless of their income…” (“Issues: Medicare for All”). However, reality tells us a whole different story. America is one of the most developed countries in the world with some of the best medical care. Yet, how can the people enjoy the benefits when it is almost unaffordable to most. People are afraid to fall sick just because they are afraid of how much it would cost. However, sometimes a doctor or hospital visit is unavoidable. In most cases, it comes at a great price, especially to the middle class and the elderly. Wealthy individuals are likely to reap the benefits of having an expensive healthcare plan, while the rest may suffer from the unimaginable cost of treatments, or even worse, live a risky life without insurance. An effective solution to this problem would be a Universal Healthcare System. This would ensure that all people have equal and affordable health coverage, centralized healthcare records for all individuals which will help easy diagnosis by doctors and reduce the intensive labor costs of medical billing. Moreover, it may boost the economy by freeing business from providing expensive healthcare benefits to workers.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
Healthcare is the maintenance or improvement of health and the prevention of sickness diagnosis, and treatment of disease, illness, and injury. Because of the need for healthcare is so important, the America government had to come up with a way to make sure people have healthcare and be able to pay for it. The government came up with a healthcare system that use insurance and premiums to make sure one has coverage when they go to the hospital for healthcare needs. If the government and hospitals really care about people’s health, then why do they make insurance and premiums so high that people cannot afford them? In 2005 there was an estimate 45 million Americans that lacked health insurance, and the numbers have been climbing since (Clemmitt, Universal Coverage 1). If the government says that they care about human life, then there should just be universal coverage so everyone can get their healthcare needs met no matter if that person is poor or rich.
Amongst many of the Unites States government run systems, healthcare is essentially a money making machine with little regard to the well-being of those in need. Our current system, widely known as ObamaCare, is an individual mandate system. The individual mandate system has historically been proposed by republicans, most notably Bob Dole and Mitt Romney, as a combat to the single-payer system. Single payer health care has been implemented by the majority of developed nations throughout the world. Despite being the world's largest economy, the United States healthcare system is ranked 37th by the worlds health organization (2), as it directly causes an estimated (by Reuters) 26,000 annual deaths as a result of lack of coverage (3). Given the context, I am inclined to support the idea of a complete reform to our current system, and pursuing a single-payer system in the US.