For millions of Americans, there is one policy that provides equal health care coverage for all; and that is called The Affordable Care Act ( ACA)1 or also known as Obamacare. This program provides standardized medical expenses/procedures to be made and allows everyone -- who is eligible -- to have coverage. However, I think that we need to take in account how Obamacare is negatively impacting the lower class, middle class, and upper class; therefore, we should remove it. This law became effective on March 23, 2010 (Key Features of The Affordable Care Act). Obamacare is one of the most controversial topics because there are many holes in the system that makes The Affordable Care Act almost impossible to provide equal coverage to everyone. For instance, it’s effecting small and large businesses, there is a penalty if you do not sign up for the ACA and there are not enough doctors that are available. In addition, there are many other subheadings under The Affordable Care Act, such as Medicaid, which is a federal law to provide assistance and Medi-Cal 2, which is California 's statewide insurance but follows under Medicaids 3 same procedures and requirements. We need to look at health care as a privilege and not so much as a right.
The Federal Poverty Line in America is <133% (Federal Poverty Guidelines) -- A person which is making less than 16,000 dollars a year. Which means, that everyone who is making less than the 133% does not qualify for premium assistance but only for
Although Medicaid may sound generous, the program has many narrowing limitations. Numerous restrictions prevent the program from being offered to everyone who is poor and cannot afford medical care. Eligibility for the program is not based on need alone, but is also affected by age, family status, and medical condition. Beyond the federal programs Medicare and Medicaid, inhabitants of the United States must look to private organizations to provide their healthcare. People may enroll in these independent health insurance plans through their employer or on their own if they can pay for it.
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.
Hispanics are one of the largest groups in the United States that are uninsured. Additionally, the Hispanic population is one of the fastest growing ethnic groups in the U.S. The Hispanic population is estimated to increase over the next 25 years to 32 million out of a total of 72 million of the US population (Brice, 2000). The U.S. health care system is facing one of its most notable societal issues in years in reference to its ability to provide access to medical care for the millions of Americans who do not have health care, for whatever cause. The Affordable Care Act was signed into law on March 23, 2010, for the purpose of reducing inequalities in insurance coverage and to provide access to health care for all. A vital goal of the
"The Affordable Care act (Obamacare) main focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US." Yet five years since the implementation of Obamacare, 30.1 million people lost there private insurance,because it did not meet the 10 essential health benefits. Another 3-5 million people will lose there company sponsored health insurance, since companies find it cheaper to pay the penalty than buying there employees health insurance. Also medications will become more expensive due too new taxes that will increase prescriptions for individuals. Americans will find it cheaper to pay the penalty for not having health insurance, since it 's much cheaper and twice as less as the hassle. Obama care lacks to tell what the implications are on the health care system, how are doctors affected and what it means for average Americans living to ends meat.With Obama care addressing how it 's going to make health care affordable it does not address long-term care with an estimated 70% of Americans turning 65 will at some point,depend on long term care in nursing or assisted living facility. A elderly American can spend $42,000 to $84,000 per year and if you are poor enough, you may qualify for Medicaid but those who simply can 't afford the care they need. The Affordable care act originally had a community living
Ever since Barack Obama signed the Affordable Care Act (Obamacare) into law in 2010, it has been met by criticism from many people from many different ideologies. Although the law held promise for allowing all individuals to afford healthcare and all of its benefits, that is not to say it does not have its downsides. Since passing, both the conservative and democratic parties have found reasons to dislike the law. This essay will include a description of the law itself, criticisms from the two parties, and a personal reading into the Affordable Care Act and the potential it has at actually making a positive impact on the American health care industry.
The Affordable Care Act, also called Healthcare Reform, or Obamacare, is a decision that Obama administration was planning for long time to fix some problems. Many people live in this country without health insurance, and they can’t go to hospital when they become sick. Book (n page) wrote that 40 million of Americans were either permanently or occasionally without health insurance. The ACA was signed by President Obama on March 23, 2010 and became law. The idea of the President Obama is to make more people have insurance, control healthcare costs, and to make the healthcare delivery system better. Six years after Americans start ACA, many people like it, and some people don’t like it. However, the effects of this reform on the healthcare workforce are not always positive, because people who work in the medical field will now have more people to take care of. People say for long time ago that they need more staff in the hospital. Now, it is more because more people who don’t have insurance before, have it now and they go to the clinics or hospitals. The shortage of healthcare professionals, their maldistribution in the country, stress from the more new patient, the more paperwork, the penalty to reduce reimbursement, a change of reward, and the staff anger, are some problems created by the ACA on healthcare workers.
For centuries, health care has been an ever changing entity within the United States. The cost of health insurance, medication, and medical care has fluctuated from high to low. Over the years with all the changes to healthcare, those in Congress try to appease everyone that is involved. For example, trying to make healthcare affordable for those who are less fortunate and live around the poverty line. As well as, employers who may have to revamp their insurance plans offered to the employees. Recently the talk about healthcare has put many people in an uproar. Health care reform has been a very debatable topic since President Obama has been in office. Health care reform, also known as Obama Care, has a section called the Affordable Care
The Patient Protection and Affordable Care Act, commonly called Affordable Care Act or, more informally known as, Obamacare, is a United States federal ruling signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act amendment, it represents the most drastic refurbish of the United States healthcare system since the Government passed the Medicare and Medicaid in 1965(healthcare.gov). This act is supposed to make primary doctors and hospitals transform their practices and policies to make it more accommodating for all civilians. This means they would transform everything about their
Have you ever noticed that no one actually knows what Obamacare does? People are always talking about how it is evil or how it is amazing, but if you ask people to define what it is, they really can not tell you. All they can do is repeat some small part of it that they critique. I have yet to meet anyone that really understands what Obamacare is, and what it does. That is the question I am going to try to answer with my research paper; what is Obamacare, and what does it do?
ObamaCare, officially known os the the Patient Protection and Affordable Care Act, is a health care reform law signed in 2010 by President Barack Obama. Many of the law’s provisions are already in effect and the rest continue to roll out until 2022. Obama care offers patients ways to afford healthcare and get better treatment. The plan to put Obamacare into effect started in 2010 but was actually put into action in 2014.
During Trumps presidential announcement speech he presents his ideas on how he will bring back to life the American since for him the American dream is dead. Among all the claims he expresses his thoughts on Obamacare also known as the Affordable Care Act. He affirms “We have a disaster called the big lie: Obamacare. Obamacare." and admits that indeed Obamacare will really kick in 2016.Trump plans on repealing and replacing Obamacare. He plans on granting better health insurance to everyone at an inexpensive cost for the people and for the government. Trump exaggerates the costs to persuade his audience into believing of Obamacare as a catastrophe, however, he fails to backup the data he presents not to mention that the data is wrong.
Though the United States is known for having the highest quality health care in the
In 2010, Obamacare was signed into law. Many Americans do not have health insurance. President Obama and Congress wanted to make sure that all Americans could get healthcare. This healthcare is intended for middle class low income families. Obamacare is a lower cost of health care. This was made to reduce the cost of Medicaid and Medicare. These insurances are a threat to the federal budget. Health care is the number one cause of bankruptcy. Most businesses will offer healthcare through the company, but there is people who don’t have this option. Some are poor enough to qualify for Medicaid which is covered by state and federal government and anyone over 65 receives Medicare. There are people who make too much money and they do not