Essay on Assignment 4: Saving and Investing

c. Which of the two banks or credit unions that you researched would you be most likely to choose to open an account with? Why? (2-4 sentences. 2.5 points)

c. Did anything surprise you about the company's values? Why or why not? (1-3 sentences. 1.0 points)

1. If you are borrowing money and paying interest, would you prefer an interest rate that compounds annually, quarterly, or daily? Why? (2-4 sentences. 1.0 points)

Investments. “The analysis and process of choosing securities and other assets to purchase.” (Cornett, Adair, & Nofsinger, 2016, p. 7).

c. Which of the two banks or credit unions that you researched would you be most likely to choose to open an account with? Why? (2-4 sentences. 2.5 points)

1. If you are borrowing money and paying interest, would you prefer an interest rate that compounds annually, quarterly, or daily? Why? (2-4 sentences. 1.0 points)

10. An investment of $1,000 today will grow to $1,100 in one year. What is the continuously compounded rate of return?

2. If you had a payment that was due you in 5 years for $50,000 and you could earn a 5% rate of return, how much

- The Bet-r-Bilt Company has a 5-year bond outstanding with a 4.30 percent coupon. Interest payments are paid semi-annually. The face amount of the bond is $1,000. This bond is currently selling for 93 percent of its face value. What is the company's pre-tax cost of debt?

Life insurance is meant to provide funds to replace a breadwinner's to protect and support dependents. Chad and Haley are dependents, not income providers. Therefore, the purchase of life insurance is unnecessary and not recommended. The Dumonts should use the money they would spend on policies for the children to increase their own coverage.

Within this article named, Emergency Fund, it talks about when and how to spend your money. It describes when you need to build your emergency fluid with a specific goal in mind. This can help you with your savings goal as well. This article also talks about paying yourself first before doing anything else with your expenses. This will help show you how much you’ve saved each month, every month. People sometimes forget with emergency funds is forgetting to plan for one-time expenses each year. A key to remember is, don’t be afraid to start with a small amount of savings each month, but try to increase it whenever possible.

In this assignment you will demonstrate your understanding of capital investment techniques by evaluating the following three case studies.

Also briefly indicate how your advice would change if other assets became available to the investor.

• Invest in two undervalued residential properties for the purpose of immediately renovating and reselling it.

repaying money that your borrowed, or using money in exchanges such as buying or selling an