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- In a self-funded health plan for a commercial company, which entity bears the risk for the medical costs: A. Health Plan B. Federal Government C. Member D. The company purchasing the insurance 2. Under the essential benefits of the affordable care act, which benefit requires no cost sharing for the member (i.e., first dollar coverage): A. Emergency services B. Maternity services C. Laboratory services D. Preventive and wellness services 3. Language in provider contracts that automatically renew the agreement for additional term(s) would be found under which of the following contract clauses in a managed care agreement: A. For cause termination B. Indemnification C. Evergreen D. Utilization management 4. Payment by a health plan to a provider in a fee for service arrangement represents what to a provider: A. Cost B. Revenue C. Investment D. Reimbursement 5. Which of the following is not true of a self-funded plan: A. Health plan bears the risk for the medical cost B. Not regulated by…23. All of the following actions by an agent may be considered misrepresentations Except O a. Illustrating the dividends on an insurance policy b. describing a policy as a share stock c. describing insurance coverage ambiguously d. overstating an insurance company's surplus #DIAssociation Plans established to provide health benefits to members are subject to state regulsion because they OA must be fully insured by an authorized insur SOB. provide retirement benefits exceed statutory reserve requirements require an employer employee relationship C. OD.
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- encourage a buyer to buy. Which one of the following statements is 20. An affiliate broker can legally offer an inducement, prize or gift to 12 d. TRUE: The cost of the prize does not exceed $1,000. The offer to purchase must be signed within 24 hours. The affiliate broker and broker must share in the cost of the prize. It is approved by the affiliate broker's principal broker. a. b. d. 21.An applicant for an affiliate broker's, broker's or time-share salesperson's license must apply for the license within respective license examination or be subject to reexamination. months of passing the a. b. C. d. 12 22. Which of the following statements is TRUE concerning internet advertising? It is illegal in Tennessee. The firm name and telephone number are required to be shown on the first page. Affiliate brokers are allowed to advertise on the internet without their principal broker's, or firm's name. The firm name and telephone number must be on each page. a. b. С. d. 34697 An applicant submits an application under which of the following conditions is to a mortgage broker. Upon receipt of the provide a Loan Estimate: A) The applicant fails to pay for the credit report. B) The applicant withdraws the application on the second business day. C) A broker requests prior employment information from the applicant. D) A mortgage lender approves the application on the second businessOE B A mortgage loan originator (MO) accesses a loan applicant's credit report and discovers that one of the debt obligations that the applicant reported on the application is not listed on the report. The MLO must counsel th applicant to: A.) remove the obligation disclosure from the application. B) stop making payments on the obligation. C) provide evidence of the obligation. D.)create a document discharging the obligation. 目
- Choose the right answer. 2. (The law of Agency) Conflict of interest means ________________. a. Agent is interested in Principal business b. Principal is interested in Agent business c. Agent stands to compete with Principal interest d. Principal stands to compete with Agent interest 3. (Law of Contract) The agreement is _____________ if it is caused by mistake as to any law in force in Malaysia. a. voidable b. void c. valid d. illegal 4. (Law of Contract) Yan wants to borrow RM20,000 from her friend Pang and Pang agrees to lend the money if Yan agrees to pay the money to Cathy, his sister in four installments. The above situation illustrates the principle of __________. a. consideration need not move from the promisee b. part payments are valid consideration c. natural love and affection is valid consideration d. executory consideration is performed after contract is made32. Smith Construction Inc. is thinking about offering a QSEHRA that will provide each of its 25 full-time employees with a $3,000 annual benefit. Smith Construction plans to fund the entire benefit and will also give its employees the option of participating in a group health plan it sponsors. Why will Smith Construction's proposal not meet the requirements to be considered a QSEHRA? oa. Smith Construction cannot fund the arrangement. ob. Smith Construction cannot offer both a QSEHRA and a group health plan. OC. Smith Construction exceeds the employee limit. Od. The annual benefit exceeds the threshold limits. W18- An agreement in which recognized company sells the right for others to use company name and operating plan to sell products or services is termed as: a. None of the options b. Franchising c. Manufacturing d. Mining