Sue, a client, wants to know why her premium went up on her home policy as she has had no claims in the past years. What is the most appropriate explanation for the rate increase? OA) Rate increases are caused by many factors such as the price of lumber and increases in labour. OB) The insurance company took a general rate increase, everybody's insurance rates has increased. OC) Real estate prices on houses have increased. OD) Rating factors are a very complicated matter. In comparison to other companies, the client is still getting a competitive premium.
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